Service Agreement: By using our services, you agree to participate honestly, apply strategies actively, respect professional boundaries, and adapt recommendations to your cultural context. Services are educational and developmental, not medical treatment.

Payment Terms: Payment required in advance. Refund policies vary by service type: 50% refund for assessments cancelled 48 hours prior, full refund for workshops cancelled 7 days prior, 30-day money-back guarantee for online courses if less than 25% completed.

Intellectual Property: All content, research, and methods are copyrighted and owned by Dr. Sagayaraj S. Personal use permitted; commercial use requires written permission. You cannot copy, distribute, or create derivative works without authorisation. Limitation of Liability: Our liability is limited to the amount paid for services. We are not responsible for indirect damages, lost opportunities, relationship issues, or circumstances beyond our control.

Dispute Resolution: Issues are resolved first through direct communication, then mediation, arbitration, and finally legal action under Indian law in Tamil Nadu courts.